If you research the various credit card offers then you will find advertisements for 0% finance deals which might lead you to wonder whether it really exists. The thing is, all types of financial terms are used for various credit card offers but you have to be wary about everything that you get to see.
Compare offers and deals from different financial institutions and read their terms of service carefully in order to avoid any surprises if you choose to go for them. Credit cards themselves are never a bad thing to apply for and have them for emergencies but when you make it a habit to use them as replacement to your earnings then you start facing all types of problems.
If you apply for credit cards but do not use them at all, you will never have any issues related to their misuse. But if you apply for credit cards and get approved and then you end up using them for every single transaction without settling your debts in time then you will find yourself in problems.
So, 0% finance deals exist but there are restrictions that you will need to be aware of. The majority of 0% finance deals will have time restrictions for repayment before you could be charged interest on them.